Investing For Average Joes

Have you ever wanted to invest in the stock market but were afraid to because you thought you'd lose money? Or maybe you felt intimidated because you had no clue about how to get started, where to go, etc.? You can get a broker but they tend to be expensive and do not always manage funds the way you would like them to do.

The first thing you can do is check out www.sharebuilder.com and open an account. They don't have any minimum balances, nor do they have any inactivation fees like some of the other online trading sites. They have lots of free information about how to trade and what kind of trading you should do considering your situation.

Let's face it, everyone is different and everyone has a different situation as far as how much extra money they have. The experts say to give 10%, save 10%, and live on 80%. Unless you've been doing that already, it can take some serious changes in the way you deal with your money.

But if you are in a situation where you can save 10%, then some of that 10% should be invested in the stock market because it is a sound place to grow money. It has ups and downs, and if you sit back and let nature take it's course and don't intervene, you could lose money, like many people did by not paying attention.

Perhaps, though, you are not a sitter and you would like to jump on the band wagon and really watch your assets grow. In that case, you should subscribe to The Oxford Club Communique at www.oxfordclub.com , the place where investing is an art form. They are not brokers so they can't give advice or tell you how to trade but they can do research and make suggestions.

For a modest subscription fee, you will recieve daily emails with timely market news and information, tips and strategies on how to trade and when to sell. They have a strategy for selling that keeps you from losing too much when the market turns bear and some excellent suggestions for when the bulls are running. You'll get a monthly newsletter chock full of information on the market and what the top traders are doing. They'll even pick a few top trader brains to get idewas on what the future holds. It's truely a phenomenal package.

Since I subscribed to The Oxford Club in February, my stock portfolio is up 36%! That's only four months, and during an unstable market. If nothing changes, that would be 108% for the year. The old school ways say if you get 15% per year you are doing well; 20% and your money doubles in four years. My money appears to be on the track to double this year. That's quite a bit better than the old school.

These are my personal results and yours will likely vary but if I had bought every suggestion the Oxford Club gave, and in a timely manner, according to their records, I would be up 76%. I'm not very experienced yet but I know a good thing when I see it and I cannot thank them enough for helping me to be a better investor.

The key to doing anything is to DO IT. The longer you wait on the sidelines, the less time you have left to accomplish your goals. So are you a sitter or a jumper? If you really want to retire some day with something leftover from all your hard toil and trouble, be a jumper. Start investing in your future so that when you get there, your future will be happily waiting.

---some information taken from www.sharebuilder.com and www.oxfordclub.com